How You Can Buy Your Dream Car With Bad Credit

It might be your dream to have your very own car. Perhaps you need one for your field of work, or maybe it’s just been a dream of yours since childhood. When you have bad credit it can feel like you’ll never be able to get a car that you truly love. At Good Fellow’s Auto Wholesalers, we are experienced in poor credit auto loans and have a vast inventory to choose from. We’ve put together a list of a few tips if you’ve got your sights set on a vehicle but have bad credit.

Your Credit Score

The first thing you should do if you’re looking to buy a car with bad credit is to obtain an official credit score report. By getting this information, you will be able to have an accurate understanding of the realities of your financial situation. You will also have a much better idea of where and how you can improve your credit score.


Once you get your credit score, there may be some relatively simple ways to improve your credit rating. If you can afford to wait a little while longer before applying for financing for your car, we would suggest taking these steps to improve your credit score. This could save you big in the long run!

Down Payments

If you’re looking to reduce your payments and the rate of your financing, down payments can do a lot for you. We understand that not everyone has the access to liquid capital required for this step, but if it’s an option it is certainly worth considering. By placing a down payment you are demonstrating to the lender that you are serious about paying back this loan. This can help drastically in your rate and monthly payments.

Trade-In Value

If you’re trading in a car that you already own, this might work as a down payment. However, having a good understanding of the value of your current vehicle will help make sure that you’re not swindled out of value. Check out our online resources to get an idea of the value your car could hold.

Be Prepared

Using an auto loan calculator to plan ahead for what your payments might be will help you know how feasible your car dream is. Being able to budget prior to signing the final paperwork will ensure that you don’t overcommit your assets.

We Can Help

We at Good Fellow’s Auto Wholesalers understand the dynamic list of variables that factor into a person’s credit history. These are just a couple ways that you can improve your chances of being able to get your dream vehicle. We are happy to offer financing for any credit score. If you have any questions about bad credit auto financing, we invite you to stop by our dealership or call us at 1 (855) 581-9590. Inventory changes quickly so we encourage checking back frequently for new models available!

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